DSCR loans rely on the property's own income to meet the qualification requirements of the loan. Real estate investors looking to purchase income-producing rental property can scale and grow their portfolio quickly with our flexible rental program. Our entire process is completed in-house, including underwriting, processing, and funding. Fast, easy, and reliable funding for purchase-only, refinancing an existing property you own, or performing a cash-out refinance of equity. These loans do not report on credit and thus do not affect the debt-to-income ratio.