Rental Property

Debt-Service-Coverage-Ratio (DSCR) Loans

DSCR loans rely on the property's own income to meet the qualification requirements of the loan. Real estate investors looking to purchase income-producing rental property can scale and grow their portfolio quickly with our flexible rental program. Our entire process is completed in-house, including underwriting, processing, and funding. Fast, easy, and reliable funding for purchase-only, refinancing an existing property you own, or performing a cash-out refinance of equity. These loans do not report on credit and thus do not affect the debt-to-income ratio.

Rental Purchase and

Cash-Out Refinance (DSCR)

Program Details

Interest Rate:

Rates Starting at 7.25%


Rent-Ready and Leased to Qualify

Max Loan to Value:

Up to 80%

Property Type:

Single Family and 2-4 Unit Multifamily, and Condo/Townhomes

Credit Score:

Minimum FICO of 680

DSCR (Debt Service Coverage Ratio):

Minimum DSCR of 1.0

Loan Term:

30-year Fixed Rate, Adjustable, or Interest-Only Options Available

Property Type:

Single Family, 2-4 Unit Multi-Family, and Condo/Townhome

Max Loan to Cost and Loan to ARV:

Up to 90% LTC and 70% ARLTV

Loan Term:

12-18 Month Term Available

How Interest is Charged:

Interest Charged As Drawn

Project Description:

Land Development or Knockdown Deconstruction


Get Pre-Approved Today


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